The quickest way to financial freedom is debt reduction. How do you reduce this debt?  Find your biggest debt and start paying it off! A great example is your car.  Do you really need the newest, greatest, car?  Sure it has all the buttoms and drives like a dream.  But do you realize that the dream is not yours,  its the Banks! You don’t own that car.  Your renting your dream car.  Pay it off, pay it early and own that Dream.