Don’t Buy the iPhone

Don’t Buy the iPhone

If your trying to live a debt free lifestyle then don’t buy the iPhone.  With a 500 dollar price tag this is one product that can break that budget.  Take that money and apply it to your debt.  Make phone call on a cheap home phone!

Reduce your Monthly Debt

The quickest way to financial freedom is debt reduction. How do you reduce this debt?  Find your biggest debt and start paying it off! A great example is your car.  Do you really need the newest, greatest, car?  Sure it has all the buttoms and drives like a dream.  But do you realize that the dream is not yours,  its the Banks! You don’t own that car.  Your renting your dream car.  Pay it off, pay it early and own that Dream.

4 Signs You Are In Debt Trouble by L. Sampson

Often times, people don’t notice a problem until it is too late, and the damage is already done. This often happens with debt, people know they have some debt, but they don’t exactly realize how much or how many problems it is causing. Here are four signs that you are in debt trouble:

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How Saving Money On Food Can Keep You Out Of Debt by L. Sampson

When many people look back at what caused them to go into so much debt, they realized that most of it was unnecessary expenses that hurt them the most. Things like new clothes and entertainment often cause a lot of this debt, but people don’t realize how much food can put you in debt. Here are a few ways that people often spend too much on food and how they can control it.

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Social Pressure: A Cause Of Credit Card Debt by L. Sampson

There are many reasons why people go into debt. Some say it is because of unexpected expenses, others say it is just simply too expensive to live these days. However, one of the most common reasons people sight for getting into debt, is the need to feel like they are keeping up with everyone else. Social pressure in other words, leads many people to unnecessarily spend money on things that they don’t really need so they can feel like they fit in. It is an age old cycle with devastating consequences.

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